Questions? We’re always open.



To be eligible for funding, your business should be operational for at least 6 months, have a FICO score over 600, and generate a minimum annual revenue of $350,000.

Most clients typically finish the digital application in less than 5 minutes and decisions usually arrive within 12 hours post process completion. Upon approval, funds can be transferred as swiftly as the same day.

Please take a moment to complete our streamlined online application and upload your four most recent business bank statements.

We offer an online portal for customers to access key information such as outstanding balance, payment history, and renewal eligibility. For further inquiries, please feel free to reach out to our Relationship Managers at 209-444-0080.

Indeed, our Relationship Managers are ready to assist with your inquiries. Feel free to contact us at 209-444-0080, Monday to Friday, between 9am and 6pm EST.

Credit Reporting

While a less-than-perfect credit score won’t prevent you from getting approved, it does play a role in determining the products you’re eligible for and the conditions of your agreement.

Applying won’t impact your credit score. We use a “soft credit pull” for initial approval, which doesn’t harm your score. If you decide to move forward, a “hard pull” will be conducted prior to funding.

To be eligible for a line of credit with Tvuna Capital, you need to have a FICO score of over 600.


We have chosen not to offer services to industries involved with adult entertainment and gambling.

You can generally anticipate funding approval within a 12-hour timeframe, frequently on the same day. If your application is submitted after our regular business hours, you should expect a response on the next day.

You have the option to select a same-day wire transfer (please note that additional fees may apply), or you can anticipate your funds to be ACH transferred to your business bank account by the next business day.


Our financing terms are product and risk profile dependent. Our offerings include fixed-term products that range between 6 months and 5 years. We also have revenue-based options with flexible repayments structured to align with your business’s cash flow.

A business line of credit allows you to tap into funds up to your approved limit, providing flexibility in how you withdraw.

Unless you’re seeking equipment financing or an SBA Loan, you’ll be pleased to know that all our financing options are unsecured and do not require collateral.

Our products are tailor-made to function alongside conventional financing. If your business meets our criteria, we’re able to provide financing that won’t interfere with your current commitments.

Indeed! At Tvuna Capital, safeguarding our customers and their data is paramount. We utilize top-notch data privacy servers and perpetually enhance our practices in line with technological advancements.

Payment & Account Management

Indeed, we provide monthly repayment options for businesses that meet our criteria

For our revenue-based financing products, the agreed payment amount will be automatically deducted from your business bank account at the specified frequency. This ensures a hassle-free process without the concern of missed payments.

Prepayment terms can differ depending on the product. We provide options that come without prepayment penalties, alongside products that offer discounts for early payment.

eel free to repay your loan, advance, or line of credit whenever you’re ready. Your agreement might even allow for total interest forgiveness or a reduction of your outstanding balance. Just have a look at your customer agreement or touch base with your account manager to learn more about your options for early repayment.

Typically, our clients become eligible for additional financing once they’ve covered 40% to 50% of their existing loan. However, there could be instances where you might qualify for additional financing earlier. For further details on securing extra funding, feel free to get in touch with your Relationship Manager or ring us up at 209-444-0080.